Walter Davis is a member of Axum’s advisory board. Mr. Davis is currently a Managing Partner and co-founder of Integrated Capital Strategies, an asset management and advisory services firm based in Charlotte, North Carolina. He is also a co-founder of Blue Ridge Holdings, a bank holding company and the parent company of CertusBank. Mr. Davis was formerly an Executive Vice President and Head of the Retail Credit and Direct Lending Mortgage Division of Wachovia Corporation. He was responsible for leading Wachovia’s nationwide originations, servicing, settlement services and default management organizations for the bank’s $70 billion consumer credit portfolio. Mr. Davis co-led a corporate initiative focused on refinancing Wachovia’s multi-billion dollar troubled option ARM portfolio. He also directed a corporate effort to enhance the financial institution’s capabilities in collections and loss mitigation efforts for its entire $200 billion residential loan portfolio. Mr. Davis was responsible for initiating the corporation’s first end-to-end electronic credit strategy focused on a completely paperless process. Prior to his tenure at Wachovia, Mr. Davis was a senior leader at Bank of America in the Real Estate Syndicated Capital Markets Group. While at Bank of America, he was responsible for the syndication and participation of large commercial real estate transactions. Mr. Davis has experience in developing market-rate and affordable housing using tax credits as well as tax-exempt bonds. He also has an extensive background in commercial middle-market and commercial real estate banking.